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Melbourne News and views

Why 2025 Is Still a Great Time to Buy Your First Home in Melbourne

Still think the Melbourne market is out of reach? 2025 could be your year. From low-deposit loans to major government grants, this blog breaks down why now is actually a smart time to make your move into home ownership.

Grand Melbourne Station: a majestic, historic building

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Why 2025 Is Still a Great Time to Buy Your First Home in Melbourne

Thinking about buying your first home but not sure if now’s the right time? You’re not alone. The good news is, 2025 still offers real opportunity for Melbourne buyers – especially if you know where to look and who to speak to. With the right support and strategy, getting into your own place might be easier than you think.


Flinders Street Station in Melbourne with people and traffic during the day

Affordable Doesn’t Have to Mean Compromised

You don’t need to head way out of town or settle for a fixer-upper to get into the market. There are still plenty of well-connected, family-friendly suburbs around Melbourne offering great value in 2025. These areas are perfect for first home buyers who want space to grow and room to breathe – without paying premium prices.


Where the Smart Buyers Are Looking

Suburbs like Werribee, Melton, and Cranbourne continue to offer solid options for buyers who want value and lifestyle. These areas are seeing strong development, improved infrastructure, and more land releases – making them ideal for first-time buyers. We’ll help you identify where your budget stretches the furthest and what’s available now.


New Builds Bring Big Benefits

Choosing to build in a new estate often comes with extra perks – like developer incentives, energy-efficient designs, and lower maintenance costs. These homes usually qualify for the First Home Owner Grant too, which can give you an extra financial boost. Plus, you get to move into a brand-new home designed for your lifestyle.



Why Using a Broker Pays Off

When you go directly to a bank, you’re limited to what they offer. But with a broker, you get access to a wide range of lenders and products, including low-deposit home loans and exclusive deals. At 369 Home Brokers, we help first-time buyers find the right loan structure and match them with house and land packages that suit their budget.


Start with a Free Chat

You don’t need to have it all figured out to get started. Book a free consultation with our team and we’ll talk you through what’s possible, based on your current rent, income, and deposit. Whether you’re ready to buy now or just want to make a plan, we’re here to help you take the first step.


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