Feeling unsure about whether to buy your first home right now? You're not alone, but despite what you might hear, there's still plenty of opportunity out there for first home buyers across Brisbane, Melbourne and Adelaide. With the right advice and support, you could be well on your way to owning a brand new home sooner than you think.

The Market Is Calming in All the Right Ways

Across Brisbane, Melbourne, and Adelaide, the property market has begun to settle. While prices are still rising in some areas, competition has cooled slightly and there are more opportunities for first-time buyers to enter without being priced out. Less pressure means more choice, better negotiating power, and time to make confident decisions.

Grants and Schemes Are Still Available

Government support is still on the table, and in some cases, it's better than ever. Depending on your location and eligibility, you may access the First Home Owner Grant, stamp duty concessions, or low-deposit purchase schemes backed by the government. These incentives can save you tens of thousands, and at 369 Home Broker, we help you claim every cent you're entitled to.

You Don’t Need a Huge Deposit

Many buyers still believe they need 20% saved before they can even start looking. The truth? You can often buy with as little as 5%. And with the right lender, you may even avoid Lenders Mortgage Insurance. Whether you're in the outer suburbs of Adelaide, the growth corridors of Brisbane, or the new estates around Melbourne, we can help you secure finance that fits your budget.

Building New Has Big Advantages

Building a brand-new home is often the smartest move for first home buyers. Not only do you get more value for money, but new builds are often eligible for the largest grants, lowest deposits, and extra builder bonuses like free upgrades or landscaping. Plus, you get a clean slate, something designed for your lifestyle from day one.

Let’s See What’s Possible

The best way to find out what you can afford, and what’s possible, is to chat with a broker who knows how to simplify the process. At 369 Home Broker, we work with buyers from all walks of life across Melbourne, Brisbane, and Adelaide. Book a free consult and we’ll help you figure out how close you really are to owning your first home.